Bank Deposit Program
Keep Your Cash Working for You
Cash balances are automatically deposited into interest bearing, FDIC-insured deposit accounts at Morgan Stanley Bank, N.A. and Morgan Stanley Private Bank, National Association.
Click here to see current rates.
Bank Deposit Program Disclosure Statement
Click here for the FDIC's website, where you can find detailed information on federal deposit insurance coverage.
Morgan Stanley Bank, N.A. and Morgan Stanley Private Bank, National Association (the "Banks"), members FDIC, and Morgan Stanley Smith Barney LLC ("Morgan Stanley") are affiliates. Morgan Stanley is a registered broker-dealer, not a bank. Unless specifically disclosed in writing, other investments and services offered through Morgan Stanley are not insured by the FDIC, are not deposits or other obligations of, or guaranteed by, the Banks and involve investment risks, including possible loss of principal amount invested.