Our Approach Working Together Working with Your Financial Advisor Preparing for Your Financial Advisor Understanding Your Relationship With Morgan Stanley Becoming an Informed Investor Client Disclosures Code of Ethics and Business Conduct Senior Investor Information FINRA Rule 5320 Important Information About Excess SIPC Coverage Understanding Our Commisions and Fees Wealth Planning Education Funding Estate Planning Retirement Planning Insurance Employer-Sponsored Retirement Plans Wealth Management Strategies Succession Planning Services Morgan Stanley Reserved Access to Banking Services Liquidity Solutions Active Assets Account® Bank Deposit Program GlobalCurrency^sm Investment Solutions Consulting Group Advisory Programs Investment Advisory Account Documents A Disciplined Investment Process Global Resources, Local Perspective Donor-Advised Fund Investment Products Equities Futures Annuities CDs Fixed Income Mutual Funds Precious Metals Foreign Exchange Options Unit Investment Trust Structured Investments Corporate Bonds Municipal Bonds U.S. Treasury & Agency Securities Disclosures Private Wealth Management Disclosures Alternative Investments Alternative vs Traditional Investments IRAs Investment Strategies Global Investment Committee Private Wealth Management Customized Approach Comprehensive Capabilities Your Legacy Global Perspective Leadership Locate a PWM Advisor

Morgan Stanley Reserved

Rewarding Experiences for Our Valued Clients

Reserved is a program developed with your taste and sensibilities in mind, encompassing world class benefits, exclusive access, high quality service and premier opportunities.

Learn more about the features and benefits of Morgan Stanley Reserved.

As a valued client of Morgan Stanley, you can access benefits and experiences that have been hand selected for you and your family. Reserved allows you to:

Save with automatic fee waivers for individual retirement accounts (IRA), Active Assets Accounts (AAA), stopped checks, legal transfers and more.
Get exclusive offers from prestigious brands like Mercedes-Benz, Small Luxury Hotels of the World, Fleming's Steakhouse, Tourneau and more.
Attend elite events like museum openings, red carpet movie premieres and speaker engagements featuring top thought leaders such as Rudy Guiliani, Jon Huntsman and James Baker.
Go on once-in-a-lifetime journeys, arranged by Abercrombie & Kent. Much more than simple vacations, these luxury excursions, like the Exploration to China this fall, immerse you in the culture of your destination.
As a member, all these benefits are accessible through an easy to use, personalized website. Additionally, the Reserved Client Service Center is on hand 24/7 to assist you with all your account needs.

Visit www.previewmsreserved.com to see the complete set of benefits Reserved offers.

If you would like to learn more about how you—and your family—can access the exclusive resources that Reserved offers, please talk to your Financial Advisor.

To qualify for Reserved, a client's household must have and maintain $1 million or more in Eligible Assets and Liabilities with Morgan Stanley Smith Barney LLC. Qualification levels subject to change.

See the details of each of the Partner Offers for specific partner terms and conditions.

Any costs associated with an Explorations package are the responsibility of the client. Morgan Stanley employees are prohibited from paying, either directly or indirectly, for any parts of such packages.

Morgan Stanley Smith Barney LLC reserves the right to change or terminate the Reserved program at any time and without notice. Reserved program participants' accounts and activity are reviewed periodically to confirm that they continue to qualify for Reserved.

Morgan Stanley Smith Barney LLC shall not be responsible for, and does not represent, products or product providers. The manufacturer's warranty applies to all applicable merchandise offered. The actual merchandise available through the program may vary from pictures and descriptions that have been made available to you. All merchandise is subject to availability.

© 2012 Morgan Stanley Smith Barney LLC. Member SIPC.

CRC564875